Insurance Guides & Resources
Expert insurance guides for Connecticut residents — life, health, Medicare, annuities, and more.
HSA vs FSA vs HRA in Connecticut (2026): Which Tax-Advantaged Account Wins?
In 2026, HSAs offer triple-tax savings up to $4,400 single / $8,750 family with no use-it-or-lose-it rule. FSAs cap at $3,400 with limited rollover. HRAs are employer-funded with no contribution from you. Here
ACA Open Enrollment 2026 in Connecticut: Dates, Changes, and What to Do
ACA open enrollment for 2026 coverage ran November 1, 2025 through January 15, 2026 in Connecticut. This guide covers every key date, what changed from 2025 to 2026, how subsidies work, and what Connecticut residents should do if they missed the deadline.
Mental Health Coverage in Connecticut (2026): Parity Rights, Therapy Costs & In-Network Help
Federal and Connecticut law require health insurance plans to cover mental health and substance use disorder treatment at parity with physical health. In 2026, new federal NQTL rules and CT Public Act 23-97 strengthen consumer rights. Here
Short-Term Health Insurance in Connecticut (2026): Is It Worth It?
Short-term limited-duration insurance (STLDI) returned to a 4-month federal cap in 2024 and remains capped in 2026. In Connecticut, short-term plans skip ACA protections — no pre-existing condition coverage, no essential health benefits, no mental health parity. Here
Darien CT Life Insurance 2026: Richest Town Coastal Beaches Young Affluent NYC Express Commuter Families
Darien claims distinction as Connecticut