Annuities in Connecticut

Annuities provide guaranteed income in retirement — a critical tool for Connecticut residents who want predictable cash flow and protection from outliving their savings. We compare rates from 20+ A-rated carriers.

Annuity Types Available in Connecticut

• Fixed Annuities: Guaranteed interest rate for a set term. Currently some of the most competitive rates in years — often far above bank CDs.
• Fixed Indexed Annuities (FIAs): Growth linked to a market index (S&P 500, etc.) with a 0% floor. You never lose principal to market drops, but growth is capped or spread-limited.
• Immediate Annuities (SPIAs): Convert a lump sum into guaranteed monthly income for life or a set period. Starts immediately.
• Deferred Income Annuities: Lock in today’s rates for income that starts at a future date you choose. Great for pre-retirees.

Annuity Safety in Connecticut

We only place business with A-rated carriers. Connecticut annuity holders are also protected by the Connecticut Life and Health Insurance Guaranty Association up to statutory limits. Ask us for the current guaranty limits.