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Compare annuity options from multiple carriers
Pick a time that works for you. Free, with no obligation. More on our Connecticut annuities guide. Or call (949) 656-5301.
Turn retirement savings into guaranteed income you can never outlive. We design fixed and indexed annuity strategies for Connecticut residents — comparing 20+ highly-rated carriers, completely free.
What Is an Annuity?
An annuity is a contract between you and an insurance company: you make a payment (or series of payments), and the insurer guarantees income — either immediately or at a future date. For Connecticut residents, annuities solve a real problem: maintaining your lifestyle in one of America’s most expensive states through potentially 30+ years of retirement, when the average Social Security benefit replaces only about 40% of pre-retirement income.
Your Options
Types of Annuities We Compare
Fixed Annuities
A guaranteed interest rate for a set period — like a CD, but tax-deferred and typically higher-yielding. Principal is fully protected.
Indexed Annuities
Growth linked to a market index (like the S&P 500) with a floor of zero — you capture upside while your principal is protected from market losses.
Income Annuities
Convert savings into a guaranteed paycheck for life — starting now or at a date you choose. The closest thing to a personal pension.
Want this applied to your own numbers? Free call, no obligation.
Book a timeFixed vs. Indexed at a Glance
Buyer Beware
Annuity Mistakes to Avoid
Never invest more than you can afford to leave untouched for the surrender period. Keep 6–12 months of expenses liquid outside the annuity — a balanced mix of annuities and liquid investments is typically best.
Surrender periods of 5–10 years mean penalties for early withdrawals beyond the free-withdrawal amount. Understand the schedule before you buy; choose shorter terms if liquidity matters to you.
Rates vary dramatically. On a $200,000 fixed annuity, the difference between carriers can be $6,000–$12,000 over five years. A captive agent can only show you one company — we compare 20+.
Our Suitability-First Promise
- We recommend annuities only when they fit your timeline, liquidity needs, and goals
- Full disclosure of surrender schedules, caps, and fees before you commit
- Side-by-side comparison of 20+ highly-rated carriers
- Coordination with your Social Security and retirement accounts
- Completely free — carriers pay us, you never do
BOOK A FREE CONSULTATION
See whether an annuity fits your retirement income plan
Choose an open date below. No obligation, no pushy sales calls. More on our Connecticut annuities guide. Or call (949) 656-5301.