What Does Medicare NOT Cover in CT? 2026 Gaps Guide
Original Medicare in 2026 does NOT cover routine dental care, routine vision exams or eyeglasses, hearing aids, long-term custodial nursing care, most overseas medical care, cosmetic surgery, acupuncture beyond 12 sessions for chronic low back pain, most foot care, gym memberships, or transportation to non-emergency appointments. It also leaves you exposed to a $1,676 Part A deductible per benefit period, a $257 Part B deductible, 20% coinsurance with NO out-of-pocket cap, $419/day skilled nursing co-insurance after day 20, and $838/day hospital co-insurance after day 60. The average Connecticut Medicare beneficiary spent $7,400 out of pocket in 2025 on uncovered services — and that gap has grown in 2026. This guide details every Medicare exclusion you