Life Insurance

Comprehensive guides on term life, whole life, and final expense insurance.

Life Insurance

Term Life Insurance in 2026: New Products, Rates, and Technology Changes

The term life insurance market has transformed dramatically since 2023. In 2026, Connecticut residents can get $1 million in coverage in as little as 24 hours — no needles, no nurse visits, no lab work — thanks to accelerated underwriting technology that analyzes electronic health records, pharmacy data, and credit-correlated health factors to make instant decisions.

Jan 20, 2026 ·22 min read