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Navigate ACA marketplace plans and health insurance options in Connecticut.

Health Insurance

Private Health Insurance Broker Near Me for Connecticut Families: Maternity, Pediatric & Mental Health Coverage (2026)

Families buying health insurance in Connecticut face the highest stakes in the individual market: a maternity delivery at Yale New Haven Hospital can cost $18,000–$42,000 uninsured; a child with autism requiring ABA therapy can generate $45,000–$85,000 in annual claims; and the mental health parity rules that mandate equal coverage for behavioral health are enforced differently by each carrier. In 2026, with enhanced federal subsidies expired and Connecticut

Jan 15, 2026 ·24 min read
Health Insurance

How to Choose a Private Health Insurance Broker Near Me: Connecticut Open Enrollment Guide (2026)

Choosing the right private health insurance broker is the most leveraged decision a Connecticut resident makes during Open Enrollment. A skilled broker, working at no cost to the client, can produce $3,000–$25,000/year in measurable value through better network selection, formulary optimization, APTC maximization, and the right mix of major medical, supplemental, and tax-advantaged accounts. The wrong broker — or no broker — leaves Connecticut residents on the wrong plan, paying for coverage that excludes their physicians, omits their medications, or saddles them with avoidable cost-sharing. This 2026 guide explains how Connecticut brokers are licensed and paid, what services to expect from a real fiduciary-minded broker, the questions to ask before engaging, and the red flags that distinguish a credible local advisor from a high-pressure call-center sales operation.

Jan 15, 2026 ·26 min read
Health Insurance

Short-Term Health Insurance and Gap Coverage in Connecticut: 2026 Guide

Connecticut strictly limits short-term health insurance plans to three months, non-renewable — more restrictive than federal rules that permit plans up to four months. If you are between jobs, retiring early, or waiting for employer benefits to begin, you have several gap coverage options: COBRA continuation, ACA marketplace special enrollment, Medicaid through Connecticut

Sep 28, 2025 ·20 min read
Health Insurance

Health Insurance Options in Connecticut: Your Complete 2026 Guide

Connecticut residents have five primary paths to health coverage in 2026: employer-sponsored insurance, the ACA marketplace through Access Health CT, Medicaid via the HUSKY program, Medicare for those 65 and older, and continuation coverage through COBRA. Each path carries different eligibility rules, cost structures, and coverage quality. This complete guide explains every option so you can make the right choice for your household.

Aug 14, 2025 ·28 min read