Medicare in Somers, Connecticut — Complete 2025 Guide

If you live in Somers, Connecticut — whether in Somers Center, Somersville, or North Somers — and you are turning 65, retiring, or helping a parent navigate Medicare, this guide was written specifically for you. Somers sits in Hartford County, just north of Enfield and east of Ellington, and its approximately 2,100 residents aged 65 and older face the same federal Medicare rules as everyone in the country. What differs is the local healthcare landscape, Connecticut’s consumer protections, and the specific carriers that serve ZIP code 06071. Understanding those differences is what turns a confusing federal program into a plan that actually works for your life.

This guide covers every Medicare product type, explains what things cost in a community where the cost of living index sits at 105 — slightly above the national average of 100 — and walks you through enrollment step by step. It also names real hospitals, networks, and carriers so you can make an informed decision rather than guessing.

What Is Medicare? (Somers Context)

Medicare is the federal health insurance program administered by the Centers for Medicare and Medicaid Services (CMS). It is available to U.S. citizens and lawful permanent residents who are 65 or older, as well as to certain younger individuals with qualifying disabilities or end-stage renal disease. It is not a single plan — it is a framework of four distinct parts, each covering a different category of care.

For Somers residents specifically, Medicare matters for several reasons. First, the community’s 2,100 seniors represent a meaningful share of the town’s total population, and healthcare costs are a primary budget concern for most of them. Second, the cost of living in Somers, indexed at 105 against the national average, means out-of-pocket costs can feel steeper than in more affordable parts of the country. A median home price of $295,000 reflects a community that has real assets but also real fixed expenses. Choosing the wrong Medicare plan — or enrolling late and incurring permanent penalties — can cost thousands of dollars a year that could otherwise stay in a retirement account.

Third, Somers is served by a specific set of hospitals and provider networks. Not every Medicare Advantage plan includes every local provider. Knowing which plans cover Johnson Memorial Hospital in Stafford Springs or the broader Trinity Health of New England network before you enroll can prevent a situation where your preferred doctor is suddenly out of network. This guide addresses all of that.

Types of Medicare Available in Somers

Medicare in Somers is available in several forms. Each has a different structure, premium profile, and set of trade-offs. Here is a plain-language overview of each, followed by a comparison table.

Original Medicare: Parts A and B

Part A (Hospital Insurance) covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health services. Most people pay no Part A premium because they or their spouse paid Medicare taxes for at least 40 quarters. In Somers, that means hospital stays at Johnson Memorial Hospital or Baystate Medical Center in Springfield — a short drive away — are covered under Part A after you meet your deductible.

Part B (Medical Insurance) covers outpatient care: doctor visits, preventive screenings, lab work, durable medical equipment, and outpatient surgeries. In 2025, the standard Part B premium is $185.00 per month. Higher-income beneficiaries pay an Income-Related Monthly Adjustment Amount (IRMAA) surcharge on top of that. The annual Part B deductible in 2025 is $257. After the deductible, Part B pays 80 percent of approved charges; you pay the remaining 20 percent with no out-of-pocket maximum — a gap that can be significant for serious conditions.

Medicare Advantage (Part C)

Medicare Advantage plans are sold by private insurers approved by CMS. They must cover everything Original Medicare covers, and most add extra benefits such as dental, vision, hearing, and fitness programs. They operate like managed care — typically as HMOs or PPOs — which means network restrictions apply. In Somers’s ZIP code 06071, several national and regional carriers offer Advantage plans. Premiums can range from $0 to $80 or more per month in this area, though the trade-off is that you may face copays and an annual out-of-pocket maximum that can reach several thousand dollars.

Medicare Supplement (Medigap)

Medigap plans are sold by private insurers to fill the gaps left by Original Medicare — primarily the 20 percent coinsurance, the Part A deductible, and (in some plans) excess charges. Plans are standardized by CMS and identified by letters: A, B, C, D, F, G, K, L, M, and N. Plan G and Plan N are the most popular among new enrollees in Connecticut because Plan C and Plan F are no longer available to people who became eligible for Medicare on or after January 1, 2020. Medigap plans typically cost between $120 and $300 per month in Connecticut depending on your age, plan letter, and carrier, but they provide predictable costs and broad provider access — including any provider nationwide that accepts Medicare.

Part D: Prescription Drug Plans

Part D covers prescription medications. If you are on Original Medicare or a Medigap plan, you need a standalone Part D plan. Medicare Advantage plans usually include Part D coverage built in. Premiums for standalone Part D plans in Connecticut typically range from roughly $10 to $80 per month in 2025. The formulary — the list of covered drugs — varies by plan, so it is essential to run your specific medications through the Medicare Plan Finder tool before choosing a plan. CVS Pharmacy, which has locations serving the Somers area, is in-network with most major Part D carriers, but confirming network status each year during the Annual Enrollment Period is good practice.

Medicare Comparison Table

How Much Does Medicare Cost in Somers?

Cost is the question most Somers residents ask first, and the honest answer is: it depends on which parts of Medicare you choose, your income, and how much healthcare you actually use. Below is a realistic breakdown.

Part A Costs

Most people pay no Part A premium. If you have fewer than 30 quarters of Medicare taxes, the 2025 premium is $505 per month. For 30–39 quarters, it is $278 per month. The Part A inpatient deductible is $1,676 per benefit period in 2025 — not per year, but per benefit period, which means you could owe it more than once in a single calendar year for separate hospitalizations.

Part B Costs

The standard 2025 Part B premium is $185.00 per month. At Somers’s cost of living index of 105 — five points above the national average — this premium consumes a meaningful portion of the average Social Security check. Beneficiaries with modified adjusted gross income above $106,000 (single) or $212,000 (married filing jointly) pay higher IRMAA-adjusted premiums. The Part B coinsurance of 20 percent applies after the $257 annual deductible, with no cap — one reason many Somers residents add a Medigap policy.

Medicare Advantage Costs

Medicare Advantage plans in the Hartford County area — which encompasses Somers — range from $0 premium plans to plans with premiums in the $50–$80 per month range. However, copays apply for most services. A primary care visit might carry a $5–$15 copay; a specialist visit $40–$50. Annual out-of-pocket maximums for in-network services are capped (typically $3,500–$8,000 depending on the plan), which provides a ceiling that Original Medicare alone does not offer.

Medigap Costs in Somers

Connecticut Medigap premiums are priced by age, gender, and carrier. A 65-year-old Somers resident enrolling in Plan G can typically expect premiums in the range of $140–$200 per month in 2025. Plan N, which has lower premiums but requires copays for some office visits and does not cover Part B excess charges, generally runs $110–$160 per month. These premiums, while higher than a $0 Advantage plan, provide near-complete coverage of cost-sharing — an important consideration when Somers’s median home value of $295,000 represents a significant asset many retirees want to protect from large medical bills.

Part D Costs

Standalone Part D premiums in Connecticut for 2025 range widely. Basic plans start around $10–$15 per month with limited formularies; comprehensive plans covering a broad drug list run $50–$80 per month. People with high incomes also pay a Part D IRMAA surcharge. Because CVS Pharmacy serves the Somers area and participates in most major Part D networks, residents generally have good pharmacy access — but verifying that your specific CVS location is preferred (not just in-network) can meaningfully reduce your drug costs.

The Late Enrollment Penalty — Do Not Ignore This

If you do not sign up for Part B when you are first eligible and do not have qualifying employer coverage, you will pay a 10 percent premium surcharge for every 12-month period you were eligible but did not enroll. This penalty is permanent and lasts for as long as you have Part B. A similar penalty applies to Part D: 1 percent of the national base beneficiary premium for every month without creditable drug coverage. For Somers residents who are self-employed, recently retired, or transitioning off a spouse’s employer plan, this is an area where a single mistake has lasting financial consequences.

Connecticut-Specific Rules for Medicare

Federal Medicare rules apply everywhere, but Connecticut adds several consumer protections and resources that Somers residents should know about.

Connecticut Insurance Department Oversight

All Medicare Supplement and Medicare Advantage plans sold in Connecticut must be approved by the Connecticut Insurance Department (CID), reachable through ct.gov/cid. The CID enforces solvency standards, reviews premium rate changes, and handles consumer complaints. If you have a billing dispute or claim denial you cannot resolve with your insurer, the CID is your escalation path. The CID’s Consumer Affairs division can be reached at (860) 297-3900.

CT SHIP: Free Counseling Available

The Connecticut State Health Insurance Assistance Program (SHIP) provides free, unbiased Medicare counseling by trained volunteers. SHIP counselors do not sell insurance — they simply help you understand your options. The SHIP helpline is 1-800-994-9422. For Somers residents who prefer to do their own research before speaking with a broker, this is an excellent first call. SHIP can also help with Medicare Savings Programs that reduce premiums for lower-income beneficiaries.

Connecticut Medigap Open Enrollment Protections

Federal law guarantees that during your Medigap Open Enrollment Period (the six-month window that begins when you are 65 and enrolled in Part B), insurers cannot deny you coverage or charge you more based on pre-existing health conditions. Connecticut’s state law provides additional protections: carriers must issue Medigap policies to eligible residents during designated guaranteed-issue periods, and CT rules impose specific consumer notification requirements when plans change. This is especially important for Somers residents who have ongoing health conditions and want to lock in comprehensive Medigap coverage without medical underwriting.

Access Health CT

While Medicare itself is administered federally, Access Health CT (accesshealthct.com) is Connecticut’s official health insurance marketplace for non-Medicare coverage. Somers residents who are not yet 65, or who are helping a spouse not yet Medicare-eligible, can find Affordable Care Act marketplace plans there. Some Connecticut residents qualify for both Medicare and Medicaid — a status called dual eligibility — and Access Health CT can help navigate the Medicaid side of that equation.

CT Life and Health Insurance Guaranty Association

The Connecticut Life and Health Insurance Guaranty Association protects policyholders if a licensed insurance company becomes insolvent. This provides a safety net for Somers residents who purchase Medigap or Medicare Advantage policies from carriers that might face financial difficulties, subject to the association’s coverage limits.

Dual Eligibility: Medicare and Medicaid

Some Somers residents qualify for both Medicare and Connecticut Medicaid (HUSKY Health). Dual-eligible individuals may qualify for Medicare Savings Programs that pay their Part B premiums, copays, and deductibles. There are also Dual Eligible Special Needs Plans (D-SNPs), a type of Medicare Advantage plan designed specifically for this population. A licensed broker or CT SHIP counselor can determine whether you qualify and help you enroll in the most beneficial combination of programs.

Somers Healthcare Landscape and Its Impact on Your Medicare

One of the most practical aspects of Medicare planning is matching your plan to your actual healthcare providers. Somers is a small town in northern Hartford County with a rural character, but its residents have access to quality regional healthcare — provided their plan covers it.

Johnson Memorial Hospital

Johnson Memorial Hospital in Stafford Springs, Connecticut is among the closest hospital options for many Somers residents. It is part of the Trinity Health of New England network, a regional Catholic health system that also includes Saint Francis Hospital and Medical Center in Hartford. When evaluating Medicare Advantage plans, confirming that Johnson Memorial Hospital and its affiliated physicians are in-network is essential. A plan that does not include this hospital could leave you paying out-of-network rates — or traveling significantly farther — for emergency and elective procedures.

Baystate Medical Center

Baystate Medical Center in Springfield, Massachusetts is another major regional hospital accessible to Somers residents, particularly those in North Somers who live close to the Massachusetts border. Baystate is one of the largest hospitals in western New England and a Level I trauma center. Somers residents who prefer or regularly use Baystate should be particularly careful with Medicare Advantage plan selection: HMO plans generally do not cover out-of-state care except in emergencies, while PPO plans may offer out-of-state coverage at higher cost-sharing. Original Medicare paired with a Medigap plan provides the most flexibility for residents who split their care between Connecticut and Massachusetts providers.

Trinity Health of New England Network

The Trinity Health of New England network extends beyond Johnson Memorial to include a constellation of outpatient practices, imaging centers, and specialty clinics across northern Connecticut. If your primary care physician or specialist is affiliated with Trinity Health, verifying that your Medicare plan recognizes Trinity Health affiliations — not just the main hospital — is important. Some plans accept the hospital but exclude affiliated practices, a distinction that surfaces only at the point of care.

CVS Pharmacy

CVS Pharmacy serves Somers residents and is among the most widely accepted pharmacies in Medicare Part D networks. Most major PDP and MA-PD plans include CVS as an in-network pharmacy, and many designate CVS as a preferred network pharmacy — meaning lower copays for your prescriptions. When comparing Part D plans, look specifically for whether your local CVS is listed as preferred versus standard network, because that distinction can mean a difference of $10–$30 per prescription fill on common medications.

Specialist Access Near Somers

Somers residents who need specialists — cardiologists, oncologists, orthopedic surgeons — typically access them in Enfield, Ellington, Stafford Springs, or directly in Hartford. The proximity to Longmeadow, Massachusetts also means some residents seek specialist care across the state line. As noted above, Medigap plans provide the broadest access for multi-state care patterns, while Medicare Advantage plans require more careful network verification.

How to Get Medicare in Somers: Step-by-Step

Medicare enrollment has defined windows, and missing them carries lasting financial consequences. Here is a step-by-step guide for Somers residents.

Step 1: Determine Your Initial Enrollment Period (IEP)

Your Initial Enrollment Period is a seven-month window: the three months before your 65th birthday month, your birthday month itself, and the three months after. For example, if your birthday is in July, your IEP runs from April 1 through October 31. Enrolling in the first three months ensures your coverage starts on the first day of your birthday month.

Step 2: Decide Whether to Delay Part B

If you are still working at 65 and covered under an employer group health plan (yours or a spouse’s) with 20 or more employees, you can delay Part B enrollment without penalty. When that coverage ends, you get a Special Enrollment Period (SEP) of eight months to sign up. If your employer has fewer than 20 employees, Medicare becomes primary and you should enroll in Part B during your IEP. This distinction is one of the most common sources of costly mistakes — confirm your employer’s size and coverage status with your HR department before deciding.

Step 3: Enroll in Parts A and B

Most people enroll through the Social Security Administration (SSA). You can do so online at ssa.gov, by calling 1-800-772-1213, or by visiting the SSA office in Springfield or Enfield. If you are already receiving Social Security benefits when you turn 65, you are typically enrolled in Parts A and B automatically.

Step 4: Choose Your Coverage Path

Once enrolled in Original Medicare, you choose: (a) keep Original Medicare and add a standalone Medigap policy plus a standalone Part D plan, or (b) enroll in a Medicare Advantage plan that combines hospital, medical, and usually drug coverage. This decision should be based on your health history, your preferred providers, your prescriptions, and your financial priorities — not just the monthly premium.

Step 5: Apply for Medigap During Your Open Enrollment Window

Your Medigap Open Enrollment Period begins on the first day of the month you are both 65 and enrolled in Part B. During this six-month window, insurers must accept your application regardless of health conditions, under both federal and Connecticut law. After this window closes, you may face medical underwriting — and could be denied or charged higher premiums based on your health history — unless a guaranteed-issue right applies.

Step 6: Enroll in Part D

Use the Medicare Plan Finder at medicare.gov to compare Part D plans based on your specific medications and your preferred pharmacy (such as your local CVS). Plans change formularies and premiums annually, so even if you already have Part D, reviewing during the Annual Enrollment Period is worthwhile.

Step 7: Review Annually During AEP

The Annual Enrollment Period (AEP) runs from October 15 through December 7 each year. During AEP, you can switch from Original Medicare to Medicare Advantage, switch between Advantage plans, drop an Advantage plan and return to Original Medicare, or change your Part D plan. Changes take effect January 1. If you enrolled in a Medicare Advantage plan and want to switch during the year, the Medicare Advantage Open Enrollment Period (OEP) from January 1 through March 31 allows you to switch to a different Advantage plan or return to Original Medicare once.

Documents to Gather Before Enrolling

• Social Security card and number
• Proof of U.S. citizenship or lawful permanent residence
• Your Medicare card (if already issued)
• A list of all current prescriptions (drug name, dosage, frequency)
• Your current doctors’ names and practice groups
• Proof of prior creditable coverage if you are delaying enrollment
• Tax returns or income documentation if you expect to dispute an IRMAA surcharge

Comparing Medicare Providers in Somers

Several major carriers offer Medicare Advantage and Medicare Supplement plans in Hartford County, including ZIP code 06071. The following overview is meant to inform, not endorse. Availability, premiums, and plan structures change each year — always verify current offerings through medicare.gov or a licensed broker.

When comparing carriers, do not evaluate premiums in isolation. A $0 premium Advantage plan with a $5,000 annual out-of-pocket maximum can cost far more in a year with significant health needs than a $160 per month Medigap Plan G that covers most of your cost-sharing. The right analysis accounts for your realistic healthcare utilization, your preferred providers, and your financial risk tolerance.

Somers Neighborhoods and ZIP Code Coverage

Somers is served entirely by ZIP code 06071. All Medicare Advantage plans, Part D plans, and Medicare Supplement plans available in Connecticut that include Hartford County apply to Somers residents under this ZIP code. When you use the Medicare Plan Finder at medicare.gov, entering 06071 as your ZIP code will return the specific plans available to you — and plan availability in 06071 may differ from neighboring towns such as Enfield, Ellington, and Stafford Springs.

Somers Center

Somers Center is the civic core of the town, home to local government offices and community gathering points. Residents in this area are generally closest to the town’s limited commercial services and typically travel to Enfield or Stafford Springs for most healthcare needs. When selecting a Medicare Advantage plan, Somers Center residents should prioritize plans with strong PPO networks that accommodate travel to both Connecticut and Massachusetts providers.

Somersville

Somersville, located in the southwestern portion of town along the Scantic River valley, has a more rural character. Residents here may find the drive to major medical facilities somewhat longer, making it especially important to verify that preferred hospitals and specialist practices are genuinely in-network — not simply listed as participating providers who have subsequently left a plan’s network. Calling both the carrier and the provider’s billing office to confirm in-network status before enrolling is always good practice.

North Somers

North Somers sits close to the Massachusetts border, and residents in this part of town are within practical driving distance of Longmeadow, Massachusetts and potentially other western Massachusetts healthcare resources. As noted earlier, this geography makes Original Medicare plus a Medigap plan particularly attractive for North Somers residents who may receive care on both sides of the state line. Medicare Advantage HMO plans generally do not cover non-emergency out-of-state care, which could create significant out-of-pocket exposure for a North Somers resident who seeks routine specialist care in Massachusetts.

Nearby Towns and Coverage Overlap

If you are moving to Somers from a nearby community — Enfield, Ellington, Stafford Springs, or Longmeadow — your plan network may change even if you stay with the same carrier. Plans file separately for each ZIP code, and a plan that had excellent ratings and network coverage in your previous ZIP may have a different tier or network footprint in 06071. Any relocation is a qualifying life event that may trigger a Special Enrollment Period, giving you an opportunity to review and switch your coverage.

Frequently Asked Questions — Medicare in Somers

What is the best Medicare plan for Somers, Connecticut residents?

There is no single best plan — the right choice depends on your health needs, budget, and providers. That said, residents who want maximum flexibility (especially those who use providers at both Johnson Memorial Hospital in Stafford Springs and Baystate Medical Center in Springfield) often find that Original Medicare paired with a Medigap Plan G offers the fewest surprises, since it covers any provider nationwide that accepts Medicare, regardless of state lines. Those who are generally healthy, cost-conscious, and willing to stay within a network can find strong value in $0 or low-premium Medicare Advantage plans. A licensed broker can model both options against your specific medications and provider list.

When can I enroll in Medicare in Somers?

Your Initial Enrollment Period (IEP) begins three months before your 65th birthday month and ends three months after it — a seven-month window total. Outside of the IEP, you may be able to enroll during a Special Enrollment Period if you had qualifying employer coverage, or during the General Enrollment Period (January 1–March 31) with a potential late enrollment penalty. The Annual Enrollment Period from October 15 through December 7 allows Medicare Advantage and Part D plan changes; the Medicare Advantage Open Enrollment Period from January 1 through March 31 allows one plan switch per year for Advantage enrollees.

Does Johnson Memorial Hospital accept Medicare?

Yes, Johnson Memorial Hospital accepts Original Medicare (Parts A and B). Whether it is in-network for a specific Medicare Advantage plan is a separate question that must be verified for each plan you are considering. Trinity Health of New England, the system that includes Johnson Memorial, participates in many regional Medicare Advantage networks, but plan-specific verification — particularly since carrier networks change annually — is essential before enrolling.

What is the Connecticut SHIP and how can it help me?

The Connecticut State Health Insurance Assistance Program (SHIP) is a free, state-funded counseling service staffed by trained volunteers who help Medicare beneficiaries understand their options and enroll correctly. SHIP counselors do not sell insurance and have no financial stake in your enrollment decision. You can reach CT SHIP at 1-800-994-9422. For Somers residents who want unbiased guidance before speaking with a carrier or broker, SHIP is an excellent first resource.

What is the Part D late enrollment penalty and how do I avoid it?

The Part D late enrollment penalty is a permanent premium surcharge equal to 1 percent of the national base beneficiary premium for every month you went without creditable prescription drug coverage after first becoming eligible for Part D. It is added to your monthly Part D premium for as long as you have Part D. You avoid it by enrolling in a Part D plan or Medicare Advantage plan with drug coverage (MA-PD) when you first become eligible, or by maintaining other creditable coverage (such as employer group coverage) during any gap. Somers residents who are transitioning from employer plans should confirm in writing that their prior coverage qualifies as creditable before deciding to delay.

Can I use CVS Pharmacy in Somers with Medicare Part D?

CVS Pharmacy is in-network with the vast majority of Medicare Part D plans and Medicare Advantage plans with drug coverage. For many plans, CVS is listed as a preferred pharmacy, which means lower copays than at a standard in-network pharmacy. When comparing Part D plans on medicare.gov, you can filter results by your preferred pharmacy to see exactly what your out-of-pocket cost will be for each of your medications at CVS specifically, rather than at an average pharmacy.

What is the difference between Medigap Plan G and Plan N in Connecticut?

Both Plan G and Plan N are standardized Medigap plans that cover the Part A deductible and Part B coinsurance, but they differ in two ways. Plan G covers Part B excess charges (the additional amount some providers charge above Medicare’s approved amount) and has no office visit copays beyond the annual Part B deductible. Plan N does not cover Part B excess charges and requires a copay of up to $20 for office visits and up to $50 for emergency room visits that do not result in an inpatient admission. Plan N premiums are typically $30–$50 per month lower than Plan G in Connecticut, making it a reasonable choice if you primarily see providers who do not charge excess charges — which includes most Connecticut providers who participate in Medicare assignment.

Are there Medicare Savings Programs available for lower-income Somers residents?

Yes. Connecticut offers several Medicare Savings Programs (MSPs) that help lower-income beneficiaries pay Medicare premiums, deductibles, and copays. The programs — Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualifying Individual (QI) — have different income thresholds and benefit levels. QMB, the most comprehensive, pays Part A and Part B premiums plus cost-sharing. Connecticut Medicaid administers these programs. Somers residents can apply through the Connecticut Department of Social Services or get assistance from CT SHIP at 1-800-994-9422. If you qualify for both Medicare and Medicaid (dual eligibility), you may also be eligible for Extra Help with Part D costs, reducing or eliminating your drug plan premiums and copays.

Does living near the Massachusetts border affect my Medicare coverage?

Living in North Somers near the Massachusetts border affects your Medicare coverage only if you choose a Medicare Advantage plan. Original Medicare covers you at any provider in the United States that accepts Medicare, regardless of state lines — so a doctor at Baystate Medical Center in Springfield is treated identically to one in Hartford. Medicare Advantage HMO plans, however, generally cover out-of-state care only in emergencies. If you regularly receive care from Massachusetts-based providers, a Medigap plan paired with Original Medicare provides the most seamless cross-border coverage. Medicare Advantage PPO plans offer more out-of-state flexibility than HMOs but still typically involve higher cost-sharing for out-of-network care.

How do I switch Medicare plans if my needs change?

The primary window to switch Medicare Advantage or Part D plans is the Annual Enrollment Period from October 15 through December 7, with changes effective January 1. If you are already in a Medicare Advantage plan and want to switch to a different Advantage plan or return to Original Medicare, you can do so once during the Medicare Advantage Open Enrollment Period from January 1 through March 31. Switching from a Medigap plan to a different Medigap plan outside of a guaranteed-issue window typically requires medical underwriting in most states, though Connecticut’s consumer protections provide some additional rights. A licensed broker can advise on your specific situation, including any guaranteed-issue rights triggered by plan discontinuation or other qualifying events.

Navigating Medicare is not something you have to do alone, and getting it right the first time matters — both financially and for your health. Joseph Antonucci, a licensed Connecticut insurance broker since 2019 (CT License #21658409), works with Somers residents across ZIP code 06071 to compare every available Medicare option and find the plan that fits your providers, prescriptions, and budget. There is no cost for his services, and no pressure. To schedule a free, no-obligation consultation, call We Find Your Insurance at (860) 351-0514.