Health Insurance

HUSKY Renewal and Redetermination in Connecticut: How to Keep Coverage in 2026

⚡ Key Takeaways
  • Renewals occur annually on the anniversary of the original enrollment month; 55–60% are now processed ex parte without household action.
  • Renewal packets give a 30-day response window; missing it terminates coverage at month end.
  • Connecticut provides a 90-day reconsideration period after procedural termination — coverage is restored retroactively without a new application.
  • Children and HUSKY D adults have 12-month continuous eligibility — income changes during the year do not trigger termination.
  • Updating address and responding to RFIs are the two highest-leverage habits to avoid procedural disenrollment.
Key Takeaways

The Annual Renewal Cycle in 2026

Sources: CMS Streamlining Medicaid Rule

Ex Parte Renewal: When You Do Not Have to Do Anything

When a Renewal Packet Arrives in the Mail

What Triggers a Request for Information

Deadlines That Matter

The HUSKY Renewal Timeline

  • 75 days before renewal: ex parte review conducted by the state using federal and state data sources.
  • 60 days before renewal: if ex parte cannot confirm eligibility, renewal packet mailed to the household with a 30-day response window.
  • 30 days before renewal: response due (extension by request is sometimes granted; call the eligibility worker as soon as you know you need more time).
  • End of renewal month: coverage terminates if no response or incomplete response is received.
  • Day 1 to day 90 after termination: 90-day reconsideration period during which the household can submit the missing information and have coverage restored retroactively to the termination date.
  • Day 91 after termination: reconsideration period ends. The household must file a new application to regain coverage, with possible coverage gap until the new application is processed.

Procedural Termination and the 90-Day Reconsideration Period

Reporting Changes Mid-Year

12-Month Continuous Eligibility for Children and Adults

Sources: CMS Postpartum Extension

How a Broker Helps With Renewal

Get Free HUSKY Renewal Help

Frequently Asked Questions

When does my HUSKY renew?
Your HUSKY renews annually on the anniversary of your original enrollment month. Log into AccessHealthCT.com or ConneCT to see your renewal date, or call 1-855-805-4325 (AHCT) or 1-855-626-6632 (DSS) for the date.
What is ex parte renewal?
Ex parte renewal is the automated review the state performs using federal data sources (IRS, SSA, DHS, state wage records) to confirm continued eligibility. If the data confirms eligibility, your coverage is renewed automatically without any action by you — you receive a notice saying the renewal is complete.
What if I miss the renewal deadline?
If you miss the renewal deadline, your coverage is terminated effective the end of the renewal month. However, Connecticut provides a 90-day reconsideration period: if you submit the missing information within 90 days of termination, your coverage is restored retroactively without a new application.
Will my HUSKY end if my income goes up during the year?
No. Children and HUSKY D adults have 12-month continuous eligibility, meaning income changes during the year do not trigger termination until the next annual renewal. You must still report income changes within 10 days, but coverage continues.
How do I update my address with HUSKY?
Log into AccessHealthCT.com or ConneCT and update your address in the account profile, or call 1-855-805-4325 (AHCT) or 1-855-626-6632 (DSS). Address updates are processed within 1–2 business days. Keeping your address current is the single most important step to avoid losing coverage at renewal.
Can a broker help with my renewal?
Yes, at no cost. Add a Connecticut Certified Broker as your authorized representative on your Access Health CT or ConneCT account. The broker can review your renewal packet, help gather verification documents, submit the response, and handle any Request for Information.
What documents do I typically need for renewal?
Common documents include recent pay stubs (covering the last 30 days), the most recent federal tax return, benefit award letters for any non-wage income, and immigration documents if applicable. The renewal packet lists the exact documents needed for your case.
What happens if my HUSKY child turns 19 during the renewal year?
When a child turns 19, they age out of HUSKY A children’s coverage and transition to HUSKY D adult coverage if otherwise eligible (income at or below 138% FPL, no other coverage), or to marketplace coverage with subsidies. The transition is automatic at the next renewal but should be confirmed by the parent or the child.

Frequently Asked Questions

When does my HUSKY renew?
Your HUSKY renews annually on the anniversary of your original enrollment month. Log into AccessHealthCT.com or ConneCT to see your renewal date, or call 1-855-805-4325 (AHCT) or 1-855-626-6632 (DSS) for the date.
What is ex parte renewal?
Ex parte renewal is the automated review the state performs using federal data sources (IRS, SSA, DHS, state wage records) to confirm continued eligibility. If the data confirms eligibility, your coverage is renewed automatically without any action by you — you receive a notice saying the renewal is complete.
What if I miss the renewal deadline?
If you miss the renewal deadline, your coverage is terminated effective the end of the renewal month. However, Connecticut provides a 90-day reconsideration period: if you submit the missing information within 90 days of termination, your coverage is restored retroactively without a new application.
Will my HUSKY end if my income goes up during the year?
No. Children and HUSKY D adults have 12-month continuous eligibility, meaning income changes during the year do not trigger termination until the next annual renewal. You must still report income changes within 10 days, but coverage continues.
How do I update my address with HUSKY?
Log into AccessHealthCT.com or ConneCT and update your address in the account profile, or call 1-855-805-4325 (AHCT) or 1-855-626-6632 (DSS). Address updates are processed within 1–2 business days. Keeping your address current is the single most important step to avoid losing coverage at renewal.
Can a broker help with my renewal?
Yes, at no cost. Add a Connecticut Certified Broker as your authorized representative on your Access Health CT or ConneCT account. The broker can review your renewal packet, help gather verification documents, submit the response, and handle any Request for Information.
What documents do I typically need for renewal?
Common documents include recent pay stubs (covering the last 30 days), the most recent federal tax return, benefit award letters for any non-wage income, and immigration documents if applicable. The renewal packet lists the exact documents needed for your case.
What happens if my HUSKY child turns 19 during the renewal year?
When a child turns 19, they age out of HUSKY A children's coverage and transition to HUSKY D adult coverage if otherwise eligible (income at or below 138% FPL, no other coverage), or to marketplace coverage with subsidies. The transition is automatic at the next renewal but should be confirmed by the parent or the child.
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