Fixed, indexed, and immediate annuities for retirement income.
Annuities are insurance contracts providing guaranteed income for life or specified periods, helping Connecticut retirees convert retirement savings into reliable income streams that can
Fixed indexed annuities offer interest linked to a market index with a 0% floor — you never earn negative interest. With 2026 cap rates reaching 8-12% on S&P 500 annual point-to-point strategies, and income riders that guarantee you cannot outlive your money, FIAs have become one of the most widely purchased retirement products in Connecticut. This guide covers every crediting method, how cap rates are set, income rider mechanics, fees, suitability rules, and which carriers are leading the market.
A fixed annuity is a contract with an insurance company that guarantees a specific interest rate on your money for a defined period — no market risk, no fluctuating returns, and no annual tax event on growth. In 2026, Multi-Year Guaranteed Annuity (MYGA) rates in Connecticut range from 5.0 to 5.6 percent for terms of three to seven years, making fixed annuities competitive alternatives to CDs, bonds, and savings accounts for retirees who want predictable, tax-deferred growth.
Long-term care insurance covers nursing homes, assisted living, memory care, and home health aides — the types of custodial care that Medicare refuses to pay for. In Connecticut, nursing home care averages more than $200 per day. This guide explains what LTC insurance costs, how Connecticut
An annuity is a contract with an insurance company where you pay money and they guarantee income—often for the rest of your life. For Connecticut savers who worry about outliving their retirement funds, an annuity can function as personal pension income that no market crash can take away.
We use cookies and similar technologies — including advertising and measurement pixels from Meta and Google — to see how the site is used and to run our ads. Choosing Only necessary switches analytics and advertising off, and we treat it as your opt-out of the “sale” or “sharing” of personal information under California law. Cookie Policy · Privacy Policy