Fill the gaps in Original Medicare. See any doctor who accepts Medicare, nationwide. Predictable costs with comprehensive coverage.
Popular Medigap Plans in Connecticut
What Does Plan G Cover?
Covered by Plan G
You Pay
- • Part B deductible: $283/year (2026)
- • Monthly Medigap premium
- • Part B premium (separate)
- • Prescription drugs (need Part D)
Frequently Asked Questions
Find the Best Medigap Plan for You
Compare rates from top carriers with a licensed Connecticut Medicare broker.
Any Medicare Doctor
See any doctor or specialist who accepts Medicare, anywhere in the US.
Predictable Costs
Know exactly what you’ll pay. Plan G covers all gaps except the Part B deductible.
No Referrals Needed
Go directly to any specialist without needing a referral from your primary care doctor.
Guaranteed Renewable
Your policy can’t be cancelled as long as you pay your premiums.
What’s the difference between Medigap and Medicare Advantage?
Medigap supplements Original Medicare and lets you see any Medicare doctor nationwide. Medicare Advantage replaces Original Medicare with a network-based plan. Medigap has higher premiums but more flexibility; Medicare Advantage often has $0 premiums but network restrictions.
When is the best time to buy Medigap?
The best time is during your 6-month Medigap Open Enrollment Period (starts when you’re 65 and enrolled in Part B). During this window, you have guaranteed issue rights and cannot be denied or charged more due to health conditions.
Do I need Part D with a Medigap plan?
Yes, Medigap plans don’t include prescription drug coverage. You’ll need a separate Part D plan for medications. We can help you find the best Part D plan for your prescriptions.
Can I switch Medigap plans later?
You can apply anytime, but outside of guaranteed issue periods, you may face medical underwriting. Connecticut offers some additional protections, but enrolling during your initial open enrollment period is recommended.