Disclaimer

Last Updated: July 3, 2026

This page is provided for general information and is not legal advice.

We Find Your Insurance LLC (“WFYI,” “we,” “us,” or “our”) is an independent insurance brokerage. This Disclaimer explains the limits of the information, tools, illustrations, and communications we make available through our website and services. Please read it carefully. By using our website or engaging our services, you acknowledge that you have read and understood these disclaimers. This Disclaimer works together with our Privacy Policy, our Terms of Service, and our Cookie Policy, each of which is incorporated here by reference.

General Information & Educational-Only Purpose

All content on this website — including articles, guides, blog posts, city and county pages, frequently asked questions, calculators, comparison tools, and any output from our chat assistant — is provided for general informational and educational purposes only. It is not, and should not be relied upon as, professional advice of any kind.

Nothing on this website constitutes:

  • Legal advice. Consult a licensed attorney for questions about contracts, estate planning, beneficiary designations, or your legal rights and obligations.
  • Tax advice. Consult a qualified tax professional regarding the tax treatment of any insurance product, premium, benefit, or distribution.
  • Financial or investment advice. Consult a licensed financial advisor for investment, retirement, or comprehensive financial planning guidance.
  • Medical advice. Consult a physician or other qualified health provider for any health-related question or before making decisions based on your health.
  • Insurance advice tailored to you. General information is not a recommendation that any particular policy, carrier, or coverage amount is suitable for your individual situation.

Insurance needs are highly individual. Before you purchase, change, replace, or cancel any insurance coverage, you should speak with a licensed insurance professional or agent authorized in your state who can review your specific circumstances. Do not act, or refrain from acting, solely on the basis of information found on this website.

Accuracy of Information & Illustrative Figures

We work to keep the information on this website accurate and current, but we make no representation or warranty that it is complete, error-free, or up to date. Insurance products, premiums, underwriting rules, plan designs, tax rules, and government regulations change frequently, and content may become outdated after it is published.

Any premiums, rates, costs, savings figures, benefit amounts, projections, and examples shown anywhere on this website — including in articles, tables, tools, and marketing materials — are estimates provided for illustration only. They are not quotes, offers, binders, or guarantees of coverage or price. In particular:

  • Illustrative figures are hypothetical and are used to explain how a concept generally works, not to represent what you will actually pay or receive.
  • Any reference to a specific year, including figures described as “2026” amounts, limits, or thresholds, is illustrative and may not reflect the current published figures for that year.
  • Actual rates, terms, eligibility, and availability are determined solely by the insurance carrier through its own underwriting process, based on the information you provide and the carrier’s criteria.
  • Rates and terms are subject to change based on health history, age, lifestyle factors, location, and other underwriting considerations.

You should verify all details directly with the applicable insurance carrier and official government sources before relying on them or making any decision.

No Guarantee of Coverage, Eligibility, Approval, Rates, or Savings

Requesting a quote, submitting a form, or speaking with us does not guarantee that coverage will be offered, approved, or issued. We cannot and do not guarantee:

  • Approval or issuance of any policy by any insurance carrier;
  • Your eligibility for any particular product, plan, rate class, or benefit;
  • Any specific premium, rate, term, or coverage amount;
  • The lowest available price in the market; or
  • Any particular amount of savings compared with your current coverage or any other option.

Individual results vary based on your personal circumstances and the carrier’s underwriting decisions. Any savings you may realize depend on many factors and are not guaranteed. Past performance of any insurance product does not guarantee future results.

Independent Broker & Compensation Disclosure

We Find Your Insurance is an independent insurance broker that represents multiple insurance carriers. We are not an insurance company. We do not underwrite, issue, or administer insurance policies; those functions are performed by the carriers we represent, and any policy is a contract between you and the issuing carrier.

Our licensed insurance producers are typically compensated through commissions paid by insurance carriers when a policy is sold, and this compensation varies by carrier and product type. In most cases our services are provided at no direct cost to you — you generally pay the same premium whether you purchase through us or directly from the carrier. Because compensation can vary between products, we seek to make recommendations based on your needs rather than on the compensation associated with any particular product. A more detailed compensation disclosure is available on request.

Licensing Disclosure

Insurance is solicited, quoted, and bound only by appropriately licensed insurance producers. Our principal licensed producer is:

Item Detail
Licensed producer Joseph Antonucci
National Producer Number (NPN) 21658409
Lines of authority Life; Accident and Health or Sickness; and related lines where licensed
Licensed states Connecticut (CT) and California (CA), and other states as applicable

Licensing, product availability, and regulations vary by state. We are able to solicit and place insurance only in the states where our producer holds an active license and appointment, and only for the products for which we are appointed. Non-licensed team members provide administrative and support functions only — such as intake, scheduling, follow-up, and general communications — and are not permitted to quote, solicit, bind, or render advice on insurance coverage. Policy-specific questions are routed to a licensed producer. If you reside outside the states in which we are licensed, please consult a licensed agent in your state.

We Do Not Offer Every Product or Plan

We represent a selection of carriers and products, but we do not offer every insurance product, plan, or carrier available in the market. The options we present are limited to those we are appointed to offer in your area, and other products or carriers not represented by us may also be available to you. The absence of a particular product or carrier from our materials is not a comment on its quality or suitability.

Medicare Disclaimer

We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Additional Medicare-specific points:

  • Scope of Appointment. For Medicare Advantage and Part D discussions, we require a Scope of Appointment to be completed before discussing specific plan details, so that we discuss only the product types you have agreed to review.
  • No obligation to enroll. Comparing plans is free and does not commit you to enrolling in anything. There is no obligation to enroll through us or at all.
  • Enrollment periods. You may enroll only during a valid Medicare enrollment period, as summarized below.
  • Plan availability. Plans available may vary by county and ZIP code.
Enrollment period General timing
Annual Enrollment Period (AEP) October 15 – December 7 each year
Medicare Advantage Open Enrollment Period January 1 – March 31 each year
Initial Enrollment Period Around the time you first become eligible for Medicare
Special Enrollment Periods Triggered by qualifying life events, when applicable

Enrollment period rules are set by the federal government and are subject to change. Confirm current dates and eligibility at Medicare.gov or by calling 1-800-MEDICARE.

No Government Affiliation

We Find Your Insurance is a private insurance brokerage. We are not affiliated with, endorsed by, or acting on behalf of the United States government, the Social Security Administration, the Centers for Medicare & Medicaid Services (CMS), the federal Medicare or Medicaid programs, or any state or federal agency.

Testimonials & Reviews — Results Not Typical

Any testimonials, reviews, ratings, or client stories that appear on this website reflect the individual experiences and opinions of the people who provided them. They are not a guarantee, warranty, or prediction of the results you will achieve, and results are not typical. Individual outcomes depend on many factors unique to each person, including health, eligibility, the products for which they qualify, and carrier underwriting decisions. Testimonials are not paid unless disclosed, and they are not intended to represent that all clients will achieve similar results.

Forward-Looking Statements

Some content on this website may include forward-looking statements — for example, statements about anticipated savings, future rates, projected benefits, or expected outcomes. These statements reflect general expectations as of the date written and involve assumptions, uncertainties, and factors beyond our control. Actual results may differ materially, and we undertake no obligation to update forward-looking statements after they are published.

Third-Party Links & External Content

Our website may contain links to, or content from, third-party websites, carriers, tools, and resources that we do not own or control. We provide these links for convenience only. We are not responsible for the content, accuracy, availability, security, or practices of any third-party site or resource, and a link does not imply our endorsement of that site or its content or services. When you leave our website, other parties’ terms and privacy policies apply, and we encourage you to review them.

AI Chat Assistant

If we make an AI-powered chat assistant available on our website, it is an automated tool intended to provide general information and help you navigate our services. The chat assistant is not a licensed insurance producer, agent, attorney, tax professional, financial advisor, or medical professional. Its responses:

  • Are general information only and do not constitute advice, a recommendation, a solicitation, a quote, an offer, or a binding statement of coverage or price;
  • May be incomplete, outdated, or inaccurate, and should be independently verified; and
  • Do not create a producer-client relationship and cannot bind any coverage.

No coverage can be quoted, solicited, or bound through the chat assistant. For advice about your specific situation, please speak with a licensed producer. Please avoid sharing sensitive personal information, such as Social Security numbers or detailed health history, through the chat assistant.

Errors, Omissions & No Warranty

This website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, secure, or free of harmful components, or that any information or example provided is free of errors or omissions. While we use reasonable and appropriate measures to protect our website, no method of transmission or storage is completely secure, and we do not and cannot guarantee absolute security. To the fullest extent permitted by law, we disclaim liability for any loss or damage arising from your reliance on any information, illustration, tool, or content on this website. Your use of the website, including any limitation of liability and its cap, is governed by our Terms of Service.

State-Specific Information

Information on this website is primarily intended for residents of the states in which we are licensed. Insurance licensing, product availability, pricing, and regulations vary by state, and not all products or services discussed are available in all states. If you reside outside our licensed states, please consult a licensed agent in your state before relying on any information here.

Advertising & Measurement

We use or may use advertising and measurement technologies from providers such as Google (including Google Ads and YouTube) and Meta (including Facebook and Instagram), where enabled. Where enabled, these may include tools such as the Google Tag and the Meta Pixel or Conversions API to measure conversions and support advertising and retargeting. For details about how these technologies work, what data may be involved, and the choices available to you, please see our Privacy Policy and Cookie Policy.

Updates to This Disclaimer

We may update this Disclaimer from time to time. When we do, we will revise the “Last Updated” date above. Your continued use of our website and services after changes are posted constitutes your acceptance of the updated Disclaimer.

Contact Us

If you have questions about this Disclaimer or our services, please contact us:

For related information, please review our Privacy Policy, Terms of Service, and Cookie Policy.